AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica)and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.

Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

We are looking for aCredit Review Officertojoin ourteam. In this role, you will develop traditional andnon-traditionalreview programs thatidentifyand evaluate loan administration risks. Perform value-added credit and file documentation reviews of traditional agriculture, trade credit,AgriBusiness, and Capital Markets credits, including originations and collections.This position will focus on assessing the effectiveness of credit administration areas such as analysis, risk identification, and theappropriate useof debt structure, conditions, andmonitoringto control risks.

The ideal candidate wouldpossessthoroughleadership and insight, critical thinking skills, investigative tools, and in-depth knowledge of risk management toidentifyareas for improvement in lending policies and procedures.

Essential Duties & Responsibilities

Complete credit and file administration reviews for various lending business units and targeted reviews, assess the level of risk caused by identified errors, conduct root cause analysis, and maintain sound documentation to support completed work and assigned loan administration ratings.
Discuss potential issues with lending business unit teammates, discuss credit review trend issues and recommendations with leaders, and participate in escalation meetings with respective leaders as needed.
Prepare written reports by analyzing review trends, assessing possible root causes, and recommending appropriate corrective solutions. Orally present review findings to the business unit.
Coordinate the loan sample selection during the credit review planning process.
Lead the training and coordinate the activities of guest reviewers who assist in conducting review activities and ensure the review quality and consistency of reviewer work.
Serve as a consultative resource on credit administration related issues and processes, which may include presenting at various team or leader meetings and responding to funding bank, auditor, and regulator questions. Stays abreast of company policy, standards, and procedure requirements. Conducts research to address the most complex questions as they arise.
Establish and maintain a collaborative working relationship with key review program partners such as Credit, Business Development, Legal, Training, Operations, Technology, and Risk Management teams.

Education Requirements

Bachelors Degree Minimum in Business, Accounting, Finance, Economics, Agribusiness.

Years of Experience

2+ years of experience incredit underwriting, credit review, or audit

Why Us:

For qualifying positions, we provide a competitive benefits package designed to support health and well-being, financial security, and work-life balance:

Health Benefits: Comprehensive medical, dental, and vision insurance
Retirement Plans: 401(k)
Paid Time Off: Vacation, sick leave, paid holidays, and parental leave
Additional Benefits: Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay

For a comprehensive overview of our total reward offerigs, click here.

About Us:

AgCountry has 45 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin, FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of todays agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.

AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.